Can I Use FSA or HSA Funds to Buy Glasses Online?

Two Felix Gray Blue Light Glasses on a marble table

Does FSA pay for eyeglasses? Can I use HSA for glasses? Can I use my FSA for prescription glasses? Can I use my HSA for glasses that protect your eyes from Blue Light? As you can probably imagine, there are a number of great questions you can ask about when you can use Flexible Spending Account (FSA) and Health Savings Account (HSA) dollars. Let’s start at the beginning and understand what exactly FSA and HSA are before we dive into how to use FSA or HSA for glasses.

What is FSA?

A Flexible Spending Account (FSA) will let you set aside pre-tax dollars for expenses related to health care. This means you don’t pay taxes on this money and you can use it to cover certain out-of-pocket medical expenses. FSA dollars often have a use-it-or-lose-it policy and expire at the end of the year. It’s important to keep an eye on your FSA balance and make sure you don’t lose the pre-tax dollars before you have the chance to use them!

What is HSA?

Similar to a Flexible Spending Account, a Health Savings Account (HSA) also allows you to set aside pre-tax dollars for healthcare expenses. However, the difference is that HSA dollars are able to roll over at the end of the year, whereas FSA dollars often expire on December 31st. You can use your HSA for glasses in addition to a number of other healthcare-related items.

Four pairs of eyeglasses next to a laptop

Does FSA cover eyeglasses? Can I use HSA for glasses?

Understanding how and when to use FSAs, HSAs, and insurance plans for medical expenses can easily become confusing and convoluted. We want to help answer your questions: does FSA pay for eyeglasses and HSA for eyeglasses? Many glasses can be covered directly through your Flexible Spending Accounts or Health Savings Accounts as long as your card is affiliated with a major credit card provider.

We always recommend confirming that your provider covers HSA for eyeglasses (or FSA), and check if there are any specific minimum requirements. Sometimes there are certain prescriptions or magnifications required—especially if you’re looking to get Blue Light filtering glasses. We’ve outlined and answered some of the top questions to help you better understand when to use these accounts.

  • Does FSA pay for eyeglasses with prescription lenses? What about HSA?
    Yes, both FSA and HSA accounts typically cover prescription eyeglasses. Although we always recommend confirming with your provider if there are any additional requirements. You can usually find on websites if products are eligible for FSA or HSA.
  • Can I use FSA or HSA for glasses with reading lenses?
    You sure can — and that includes Blue Light filtering reading glasses well.
  • Can I use an HSA for glasses with non-prescription Blue Light filtering lenses? Is it the same for FSA?
    Most of the time you can put your FSA and HSA dollars towards a pair of non-prescription Blue Light glasses. Sometimes there is a minimum requirement for reimbursement, so it’s always best to check with your provider and plan to understand the terms.
  • Can I use FSA for glasses with sun lenses? Do the sunglasses need to have a prescription?
    Typically, you can only use your FSA or HSA dollars for prescription sunglasses vs. non-prescription sunglasses. If you’re wondering, can you use HSA for glasses with non-prescription sun lenses it’s worth reaching out directly to your provider to confirm.
  • Can I use HSA for glasses only or for routine eye exams with my doctor? Can I use FSA for new contact lenses as well?
    Oftentimes you’re able to put your HSA and FSA dollars towards routine eye exams. However, you typically cannot use your FSA or HSA funds towards insurance premiums. You can normally use your FSA or HSA dollars for purchasing new contacts, but if you ever have questions about when you can or cannot use your pre-tax healthcare expense funds, it’s best to check with your provider.
A pair of Felix Gray eyeglasses and sunglasses in a black and clear Manhattan Fade

Can you buy glasses with HSA or FSA at Felix Gray?

Felix Gray accepts Health Savings Account dollars for prescription eyewear purchases, readers, non-prescription, sleep glasses, and sometimes sunglasses if your card is affiliated with a major credit card provider. Some Flexible Spending Accounts let you purchase directly through the Felix Gray website, while others provide reimbursements after the purchase. Make sure to confirm directly with your provider. If you need a detailed invoice receipt, log into your account, click on the order number, and click the ‘Invoice’ button. If you have any questions during this process our Customer Experience Team would be happy to help you. Feel free to send them an email at [email protected].

We’ve tried to answer all of your questions about can you use HSA for glasses and we hope you’ve found this helpful. If you’re looking to use vision insurance for your Felix Gray glasses you can learn more about that here.